Questions families ask about selling a senior’s home
Plain answers about timing, paperwork, money, and the move. Legal and tax questions get a general answer here and a referral to the right professional.
Justin Cicero
Managing Broker, Real Broker, LLC
When you call, you talk to me.
Getting started
What should we do first when a parent needs to move?
Confirm the move-in date and who can sign for the house. Then get a realistic estimate of what the house would sell for and net. The house can usually wait until your parent is moved and settled.
Do we have to sell the house right away?
No. The move comes first. Many families sell after the move, when the house is empty and easier to prepare and show.
How long does it take to sell a parent’s home?
Often six to ten weeks from the first call to closing, depending on the move-in date, how much is in the house, and the market.
Paperwork and authority
Can I sell my parent’s house with power of attorney in Washington?
Usually, yes, if the power of attorney covers real estate and is still in effect. A title company will review it and may require it to be recorded with the county.
What if there is no power of attorney?
If your parent can no longer sign, a court may need to appoint a guardian or conservator, and a sale usually needs court approval. Talk to an elder law attorney first.
Do we need probate to sell a house after a parent dies?
Not always. A home in a trust can usually be sold by the successor trustee. Otherwise the court appoints a personal representative who handles the sale.
Money and taxes
Will selling the house affect Medicaid?
It can. Washington long-term care Medicaid (Apple Health) has rules about the home, transfers, and timing. Talk to an elder law attorney before selling or transferring the home.
Will we owe capital gains tax?
Possibly. Many owners can exclude up to $250,000 of gain, or $500,000 for married couples, on a primary residence, and inherited homes are treated differently. Ask a CPA.
What does it cost to sell?
The commission is paid to my brokerage at closing, from the sale. The seller also pays Washington real estate excise tax, title and escrow fees, and any loan payoff. You will see an estimated net sheet before you list.
What happens to a reverse mortgage?
It typically becomes due when the borrower permanently moves out or passes away. The servicer sets deadlines, and the loan is usually paid from the sale.
The house and the move
Should we fix up the house before selling?
Only if it improves the net. Many homes sell well as-is. Compare the likely net both ways before spending anything.
Who handles the cleanout?
Local crews sort, donate, and haul. I schedule and supervise them, and vendors quote before any work starts.
Is a cash offer a good idea?
Sometimes, when speed or certainty matters most. It usually nets less than listing. See cash offer vs. listing.
Working with Justin
Who will I be working with?
You will have one point of contact: me. Behind the scenes, a team handles the details and keeps things moving.
What areas do you serve?
Bellevue, Kirkland, Redmond, Issaquah, Sammamish, Bothell, Woodinville, and the greater Eastside, from Renton to Marysville and Seattle to Duvall.
How do I get started?
Call (425) 686-9449 or schedule a 30-minute call. You leave with a clear next step, whether or not we work together.
General information, not legal, tax, or financial advice.
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Justin Cicero
Managing Broker, Real Broker, LLC
When you call, you talk to me.